Tag: Homeowners Insurance
Posted on 03/30/2025
Flash Floods, Sewers & More: Water Damage Your Homeowners Policy Might Not Cover
Homeowner's insurance can help you recover financially from many accidents and disasters at home. While traditional homeowner's policies include coverage for personal items and your property, they don't cover everything. Certain types of damage may be excluded from coverage and require an additional policy, including many types of water damage. Here are some of the types of water...
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Posted on 09/25/2022
Understanding your insurance: Additional living expenses
Every homeowners insurance policy includes a percentage of coverage for additional living expenses. If you’re temporarily displaced from your home because of damage, this coverage can help you pay for the additional everyday expenses until you’re able to move back in. But what exactly does additional living expense (ALE) coverage include? Here is a basic guide to the...
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Posted on 07/24/2022
Home insurance inspections vs. standard home inspections: What's the difference?
What’s the difference between a home insurance inspection and a standard home inspection? While homeowners might be familiar with the idea of home inspections in general, it’s crucial to know how an insurance inspection can differ. Here is a basic guide comparing home insurance inspections and standard inspections: Who requires it? Home insurance inspections are required and carried...
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Posted on 05/22/2022
Finding the average cost of home insurance: Factors to consider
If you’re budgeting for a new home, it’s important to incorporate the average cost of home insurance. Insurance rates are composed of many factors, and knowing these factors can help you estimate the potential expense. Here is a quick guide to the variables determining the average cost of homeowners insurance: Home location & age Homeowners insurance cost is...
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